Frequently asked questions
Here you'll find answers to the most frequently asked questions about investing
General questions
For individuals — 0% tax. For legal entities — it is included in the base for corporate income tax calculation. At the moment, under current legislation, income of individuals from investing in government bonds is not taxed. This means you do not pay any tax on income received from either the "sale" of government bonds or from profit earned on the coupons (interest) paid on such bonds!
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Choose individual or business.
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Once registration is complete — you have an account and a personal cabinet.
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Top up your broker account.
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Pick the bonds you need from the list, specify the quantity and click "Buy".
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Your securities will appear on your account shortly.
Up to 1 business day.
The state undertakes to pay 100% of the amount of purchased government bonds.
Since the start of the full-scale war, these obligations have been fulfilled on time and in full.
Before buying securities you need to sign a brokerage-services agreement with Smart Bond.UA. Your passport data is required to fill in the agreement.
Funds are withdrawn to the banking details you provided when registering in the app. Your IBAN is shown in your profile. You have the option to change the details.
Domestic government loan bonds
Government bonds are divided:
by issuance term:
- short-term (up to 12 months)
- medium-term (1–5 years)
- long-term (over 5 years)
by currency:
- hryvnia
- dollars
- euros
A government bond coupon is a regular interest income that the holder receives for letting the state (the issuer) use their funds. It's a fixed annual rate paid periodically (quarterly, semi-annually, or annually) as a percentage of the bond's nominal value, regardless of changes in the bond's market price.
Funds are paid to your IBAN bank account listed in your profile. Payouts follow the schedule of the bond you purchased.
Funds are automatically credited to the IBAN bank account listed in your profile. No additional action is required on your part. For coupon bonds, you'll receive two payments — the coupon and the principal — separately.
Yes, you can submit a sell request in the Bond.UA app or in your Cabinet.
Or reach out:
+38(091) 481 01 80
Price: The sale happens at the market price, which may differ from the purchase price (higher or lower, depending on the market rate).
Interest: You receive the accrued coupon income — interest accrued during the time you held the bond.
This is more favourable than a bank deposit, where early termination leads to the loss of accrued interest or its recalculation at the minimum rate.
Investment services
Investment services are the professional activity of an investment company aimed at helping clients buy, sell and manage securities and other assets to grow capital.
The tariff for Bond.UA app users is UAH 0.
Additional services are charged at the Standard tariff.
Detailed tariffs — Tariffs for investment services
Track your investments via the Bond.UA app and your Cabinet.
Depositary services
Services for recording ownership rights to securities and supporting related operations — from account opening to conducting deals and corporate actions.
You need to provide a basic set of documents and pass identification. We guide you through the account opening process and assist at every step.
We serve individuals and legal entities, investment firms, funds (ICI), banks, insurance companies, and non-resident clients.
We work with all main types of securities traded in Ukraine and abroad — including government, corporate, and foreign instruments.
Yes, we handle cross-border operations and interact with international custodial institutions.
The timing depends on the type of operation and jurisdiction, but we always aim for the fastest and most timely execution.
Events initiated by the issuer (income payout, redemption, conversion, meetings, etc.). We inform clients and ensure they are correctly reflected in the records.
Yes, we provide depositary support to issuers — from preparation through servicing the issuance and subsequent operations.
Ownership rights are recorded in Ukraine's depositary system in accordance with the legislation, ensuring a high level of investor protection.
Smart Bond.UA pays great attention to protection, so no cases of loss of investor ownership rights have been recorded throughout the company's operations, which demonstrates the service's reliability.
Yes, we provide clients with access to up-to-date information about their securities and operations. Available via the Bond.UA app and the Cabinet.
Depositary tariffs
A tariff package is a set of depositary services you receive for a fixed monthly fee or free of charge (depending on the package). It helps you avoid complicated calculations for each individual operation.
It all depends on your profile:
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Bond Smart — if you invest via the Bond.UA app.
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Bond Prosto — for small portfolios.
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Bond Invest — for active investors.
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Bond Profi — for large portfolios or businesses.
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Bond Shareholder — if you only need depositary services without brokerage.
Package tariffs include most services in the monthly fee.
"BOND SHAREHOLDER" is a classic model: you pay separately for each operation.
Yes.
The "Bond Smart" tariff is free for clients using the Bond.UA app.
Most tariffs already include:
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account opening.
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custody of securities (within the package).
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recording operations through our company.
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statements after operations.
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income transfers.
Only specific services not included in your tariff are paid separately. For example:
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operations without our company's participation.
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international securities transfers.
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paper documents or additional requests.
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custody of securities above the limit.
All such services have a fixed and transparent price.
In package tariffs, the "custody" service is already included — within the set limit. If the limit is exceeded, a small additional rate applies.
Yes, you can change the tariff package at any time to match your needs.
Yes. Legal entities and professional market participants are offered:
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Bond Invest tariff
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Bond Profi tariff
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Bond Shareholder tariff
It's easy:
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Open a securities account.
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Choose a tariff package.
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Sign the tariff (online or offline).
No, we follow the principle of full transparency — all payments are clearly stated in the tariffs.
Yes, our team will help you choose the optimal tariff for your needs.
+38(091) 481 01 80